Online merchants can now access UK and all-embracing Maestro transactions
Cologne, 31 October 2007 - Pago eTransaction Services GmbH has accustomed the blooming ablaze to Maestro International for e-commerce transactions. In Summer 2006 Pago became the aboriginal acquirer alfresco the UK to action Maestro UK Acceptance. Now, afterwards a acknowledged balloon period, Pago has just started the abide processing of Maestro International affairs too. Merchants who plan with Pago can now action Maestro, the world's arch debit transaction method, to all their barter for their internet affairs too.
"Acceptance of Maestro International strengthens Pago's position in the all-embracing transaction market," said Jürgen Herold, Managing Director of Pago eTransaction Services. "The befalling to action Maestro Acceptance to all online merchants throughout Europe is acute in agreement of our all-embracing action of accouterment all the important transaction methods aural European countries."
Maestro cards are to become e-commerce-enabled in several added European countries, in accession to the UK. This is already the case in Austria and Spain, and added countries will follow. In ablaze of SEPA (Single Euro Payments Area), the individual all-embracing transaction processing regime, Maestro may bound advance into Europe's a lot of important debit agenda system. Currently some 250 actor Maestro cards accept been issued.
In acceptable Card-not-Present businesses, i.e. internet, mail adjustment and blast based business models, this new development will present online merchants with new chump potential. Maestro Acceptance is aswell a amount able addition for merchants because transaction fees are lower than for acclaim cards and chargeback risks are aswell about lower for debit agenda transactions.
Maestro is aswell a modern, advanced transaction adjustment in agreement of security. All merchants who access Maestro affairs accept to participate in MasterCard's SecureCode affairs which allows the character of the cardholder to be bent if the agenda is acclimated for payment. This ensures added aegis for both the chump and the merchant.
Growing numbers of consumers are now application Maestro cards for their online shopping. In adverse to the accustomed Maestro agenda - like the EC agenda acclimated broadly in Germany - the e-commerce-enabled adaptation will accept the archetypal aegis appearance now begin on acclaim cards. The cards will be issued with the afterward features:
* The chump have to apperceive his/her Maestro Card number; for archetype it may be arresting on the agenda like on acclaim cards or it may be beatific to the chump by their bank. Up until now the amount was stored alone on the alluring band on the agenda and alone the customer's anniversary number, array cipher and centralized agenda amount of the arising case were arresting on some cards, like the German EC cards.
* The chump will accept a Maestro SecureCode from his agenda issuer. When authoritative an online transaction application Maestro SecureCode, the cardholder have to accredit him/herself by giving his agenda amount and his/her claimed SecureCode (password).
Press contact
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications
Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquer & Payment Service Provider for e-commerce businesses, shops (point-of-sale) and mail-order businesses. Pago enables its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally accordant transaction methods. The ambit of transaction methods includes Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to transaction processing and accident administration services, Pago aswell offers busy and accurate business administering casework - such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank AG and BHS Verwaltungs AG company, alms its casework through a all-around accomplice network. Clients cover merchants from all industry sectors . from retailers to telecommunications to the biking industry - operating in both e-commerce and bricks-and-mortar environments. Pago currently operates over 6,000 breath online-shop solutions. Transactions from about 6,500 terminals are candy through the Pago Platform (October 2007).
Further advice can be begin at www.pago-international.com.
2009年12月16日星期三
Pago eTransaction Services GmbH - Pago increases the Number of Settlement Currencies
Step reduces banking accident for merchants and improves their banknote flow
Cologne, 4 December 2007 – Pago eTransaction Services GmbH, Cologne, is now alms added adjustment currencies for Visa and MasterCard acclaim agenda transactions. Up until now Pago barter from the European authorization across could accept to be paid in Euros, Pound Sterling, Swiss Franks, South African Rand and US Dollars. This ambit has been continued and now includes the Scandinavian currencies, the Norwegian, Swedish and Danish Crowns, as able-bodied as the Polish Zloty and the Canadian Dollar.
Merchants apprenticed with Pago, an all-embracing Acquirer and Payment Service Provider, can baddest their own transaction currencies which agency they can action their barter transaction options in their own bounded civic currencies. The allowance and adjustment with the merchant is, however, done in one or added of the agreed adjustment currencies. Financial risks consistent anatomy bill barter amount fluctuations may appear if the adjustment bill is not the aforementioned as the merchant’s civic bill or that of the ultimate ancestor company. This risk, as able-bodied as the time and accomplishment of the conversion, can be abhorred if adjustment is transacted in the merchant’s own currency. By extending the ambit of adjustment currencies, Pago is accouterment this account to even added merchants.
As a Visa and MasterCard acquirer, Pago covers the European Licensing Area which includes all the new Member States in the European Union. The affiliation of the Polish bill reflects the anytime stronger Polish abridgement and is a absolute acknowledgment to added chump demand, as is the admittance of the Canadian Dollar. “Pago is able-bodied accepted for adaptability and avant-garde cooperation with customers. And based on E-commerce use in Scandinavia, the admittance of the Scandinavian currencies was aswell addition analytic step,” said Jürgen Herold, Managing Director of Pago eTransaction Services GmbH. Alongside the UK, the Scandinavian countries accomplish the accomplished per capita about-face in Western Europe thereby reconfirming their affection to new technologies which is generally attributed to them.
Press contact
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications
Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquirer & Payment Service Provider for e-commerce businesses, shops (point-of-sale) and mail-order businesses. Pago enables its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally accordant transaction methods including Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to transaction processing and accident administration services, Pago aswell offers busy and accurate business administering casework - such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank and Beisheim Holding Schweiz company, alms its casework anon and through a all-around accomplice network. Clients cover merchants from all industry sectors - from retailers to telecommunications to the biking industry. Pago currently operates over 6,000 breath online-shop solutions and affairs from about 6,500 terminals are candy through the Pago Platform (October 2007).
Further advice can be begin at www.pago-international.com.
Cologne, 4 December 2007 – Pago eTransaction Services GmbH, Cologne, is now alms added adjustment currencies for Visa and MasterCard acclaim agenda transactions. Up until now Pago barter from the European authorization across could accept to be paid in Euros, Pound Sterling, Swiss Franks, South African Rand and US Dollars. This ambit has been continued and now includes the Scandinavian currencies, the Norwegian, Swedish and Danish Crowns, as able-bodied as the Polish Zloty and the Canadian Dollar.
Merchants apprenticed with Pago, an all-embracing Acquirer and Payment Service Provider, can baddest their own transaction currencies which agency they can action their barter transaction options in their own bounded civic currencies. The allowance and adjustment with the merchant is, however, done in one or added of the agreed adjustment currencies. Financial risks consistent anatomy bill barter amount fluctuations may appear if the adjustment bill is not the aforementioned as the merchant’s civic bill or that of the ultimate ancestor company. This risk, as able-bodied as the time and accomplishment of the conversion, can be abhorred if adjustment is transacted in the merchant’s own currency. By extending the ambit of adjustment currencies, Pago is accouterment this account to even added merchants.
As a Visa and MasterCard acquirer, Pago covers the European Licensing Area which includes all the new Member States in the European Union. The affiliation of the Polish bill reflects the anytime stronger Polish abridgement and is a absolute acknowledgment to added chump demand, as is the admittance of the Canadian Dollar. “Pago is able-bodied accepted for adaptability and avant-garde cooperation with customers. And based on E-commerce use in Scandinavia, the admittance of the Scandinavian currencies was aswell addition analytic step,” said Jürgen Herold, Managing Director of Pago eTransaction Services GmbH. Alongside the UK, the Scandinavian countries accomplish the accomplished per capita about-face in Western Europe thereby reconfirming their affection to new technologies which is generally attributed to them.
Press contact
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications
Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquirer & Payment Service Provider for e-commerce businesses, shops (point-of-sale) and mail-order businesses. Pago enables its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally accordant transaction methods including Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to transaction processing and accident administration services, Pago aswell offers busy and accurate business administering casework - such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank and Beisheim Holding Schweiz company, alms its casework anon and through a all-around accomplice network. Clients cover merchants from all industry sectors - from retailers to telecommunications to the biking industry. Pago currently operates over 6,000 breath online-shop solutions and affairs from about 6,500 terminals are candy through the Pago Platform (October 2007).
Further advice can be begin at www.pago-international.com.
Pago eTransaction Services GmbH - Pago letters acerb bigger abstracts for 2007
Acquirer and Payment Service Provider underlines arch bazaar position and announces amplification of ambit of casework in advancing months
Cologne, 31 January 2008 – Pago eTransaction Services GmbH, one of the arch all-embracing acquirers and transaction account providers, has appear added allowance volumes and added acknowledged amplification of its all-embracing accomplice arrangement in 2007 bartering added affirmation of its advancing success story. Clearing volumes, which are the monies calm on account of its merchant customers, added by over 20%. The Pago Partner Program aswell broadcast added with sales ally assuming absolute advance of about 12%. The amount of terminals now in account exceeds 8,000. “These abstracts are able-bodied aloft our approaching targets. They appearance that E-commerce continues to boom. Increasing numbers of merchants are axis to approved and activated transaction account providers and acquirers like Pago,” said Dr. Markus Weber, Pago’s Managing Director. “Merchants entering the basic apple added amount reliable ally for able accident management, thereby alienated acquirements big-ticket lessons.”
By introducing Maestro International in 2007, Pago has added continued its ambit of accurate transaction services. The Cologne-based provider had already been the aboriginal acquirer alfresco the UK to action Maestro UK accepting to its merchants. “Maestro International Acceptance added cements our position in the all-embracing transaction market,” said Jürgen Herold, Pago’s Managing Director. “Online merchants throughout Europe can now use Maestro Acceptance as allotment of an all-embracing action to action all the important transaction methods in every European country.” In accession Pago added the amount of adjustment currencies accessible for MasterCard and Visa acclaim agenda affairs to ten. The portfolio of adjustment currencies now aswell includes all the important Scandinavian currencies like the Danish, Norwegian and Swedish Crowns as able-bodied as the Polish Zloty and the Canadian Dollar.
The sixth copy of the Pago Report, advantaged “Trends in Consumer and Payment Behaviour in Key E-commerce sectors”, aswell came in for a lot of media absorption endure year and was supplemented with the aboriginal “Pago Retail Report: Consumer and Payment Behaviour in Online Commerce”. These letters are the alone studies on E-commerce accessible in the apple which reflect absolute activity affairs and are not based on analysis polls. “This year we will be analysing Maestro International affairs too and aswell assuming added abundant analyses,” appear Dr. Markus Weber, “and, due to the able appeal endure year, we will already afresh broadcast a appropriate appraisal of the bartering sector.”
Pago eTransaction Services was aswell able to affectation their ability and ability in custom-built transaction solutions for online merchants at the German Mail Order Congress and the Mail Order World in Wiesbaden. More than 1,200 visitors abounding the barter accident advantaged “Simple, fast and defended – like cashless payment”. Pago aswell hosted a appropriate barter appointment and controlling appointment on online chump and transaction behaviour and aegis at the acclaimed European E-Commerce Academy. The accident was organized by Forschungsinstitut für Telekommunikation (FTK), a analysis convention for telecommunications in Dortmund, and accent able presentations and analyses from Deutsche Bank Research, Pago, CompuTop Wirtschaftsinformatik and Pixum. Jürgen Herold, Pago, drew a absolute conclusion, “The ample aggregate of absorption and the absolute acknowledgment has encouraged us to host agnate symposiums in the future.” A agnate accident is already accepting planned for 2008.
In the payments field, Pago will be focussing added on bricks-and-mortar merchants. “In the ambience of our “one stop shopping” strategy, from the alpha of 2008 we will be including Maestro POS in our ambit of casework thereby accouterment this actual acknowledged internationally and future-orientated debit transaction adjustment to accepted stores,” added Jürgen Herold. “We aim to action added accuracy and description in transaction processing. Our barter can action all their cashless payments on one account and can adviser all their affairs on one centralized arrangement – now broadcast to cover Maestro POS.”
Press contact:
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications
Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquirer & Payment Service Provider enabling its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally important transaction methods. These cover acclaim and debit agenda payments systems from Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to approved and activated transaction processing and accident administration services, Pago aswell offers admired business administering casework -such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank AG and BHS Verwaltungs AG company, alms its casework anon and through a all-around accomplice network. Clients cover internet, mail adjustment and bricks-and-mortar merchants from all industry sectors -from retailers to telecommunications to the biking industry. Pago solutions and casework are now implemented in over 6,000 European online-shops and affairs from about 8,000 terminals are candy through the Pago Platform (January 2008).
For added information, amuse appointment us at www.pago-international.com
Cologne, 31 January 2008 – Pago eTransaction Services GmbH, one of the arch all-embracing acquirers and transaction account providers, has appear added allowance volumes and added acknowledged amplification of its all-embracing accomplice arrangement in 2007 bartering added affirmation of its advancing success story. Clearing volumes, which are the monies calm on account of its merchant customers, added by over 20%. The Pago Partner Program aswell broadcast added with sales ally assuming absolute advance of about 12%. The amount of terminals now in account exceeds 8,000. “These abstracts are able-bodied aloft our approaching targets. They appearance that E-commerce continues to boom. Increasing numbers of merchants are axis to approved and activated transaction account providers and acquirers like Pago,” said Dr. Markus Weber, Pago’s Managing Director. “Merchants entering the basic apple added amount reliable ally for able accident management, thereby alienated acquirements big-ticket lessons.”
By introducing Maestro International in 2007, Pago has added continued its ambit of accurate transaction services. The Cologne-based provider had already been the aboriginal acquirer alfresco the UK to action Maestro UK accepting to its merchants. “Maestro International Acceptance added cements our position in the all-embracing transaction market,” said Jürgen Herold, Pago’s Managing Director. “Online merchants throughout Europe can now use Maestro Acceptance as allotment of an all-embracing action to action all the important transaction methods in every European country.” In accession Pago added the amount of adjustment currencies accessible for MasterCard and Visa acclaim agenda affairs to ten. The portfolio of adjustment currencies now aswell includes all the important Scandinavian currencies like the Danish, Norwegian and Swedish Crowns as able-bodied as the Polish Zloty and the Canadian Dollar.
The sixth copy of the Pago Report, advantaged “Trends in Consumer and Payment Behaviour in Key E-commerce sectors”, aswell came in for a lot of media absorption endure year and was supplemented with the aboriginal “Pago Retail Report: Consumer and Payment Behaviour in Online Commerce”. These letters are the alone studies on E-commerce accessible in the apple which reflect absolute activity affairs and are not based on analysis polls. “This year we will be analysing Maestro International affairs too and aswell assuming added abundant analyses,” appear Dr. Markus Weber, “and, due to the able appeal endure year, we will already afresh broadcast a appropriate appraisal of the bartering sector.”
Pago eTransaction Services was aswell able to affectation their ability and ability in custom-built transaction solutions for online merchants at the German Mail Order Congress and the Mail Order World in Wiesbaden. More than 1,200 visitors abounding the barter accident advantaged “Simple, fast and defended – like cashless payment”. Pago aswell hosted a appropriate barter appointment and controlling appointment on online chump and transaction behaviour and aegis at the acclaimed European E-Commerce Academy. The accident was organized by Forschungsinstitut für Telekommunikation (FTK), a analysis convention for telecommunications in Dortmund, and accent able presentations and analyses from Deutsche Bank Research, Pago, CompuTop Wirtschaftsinformatik and Pixum. Jürgen Herold, Pago, drew a absolute conclusion, “The ample aggregate of absorption and the absolute acknowledgment has encouraged us to host agnate symposiums in the future.” A agnate accident is already accepting planned for 2008.
In the payments field, Pago will be focussing added on bricks-and-mortar merchants. “In the ambience of our “one stop shopping” strategy, from the alpha of 2008 we will be including Maestro POS in our ambit of casework thereby accouterment this actual acknowledged internationally and future-orientated debit transaction adjustment to accepted stores,” added Jürgen Herold. “We aim to action added accuracy and description in transaction processing. Our barter can action all their cashless payments on one account and can adviser all their affairs on one centralized arrangement – now broadcast to cover Maestro POS.”
Press contact:
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications
Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquirer & Payment Service Provider enabling its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally important transaction methods. These cover acclaim and debit agenda payments systems from Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to approved and activated transaction processing and accident administration services, Pago aswell offers admired business administering casework -such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank AG and BHS Verwaltungs AG company, alms its casework anon and through a all-around accomplice network. Clients cover internet, mail adjustment and bricks-and-mortar merchants from all industry sectors -from retailers to telecommunications to the biking industry. Pago solutions and casework are now implemented in over 6,000 European online-shops and affairs from about 8,000 terminals are candy through the Pago Platform (January 2008).
For added information, amuse appointment us at www.pago-international.com
Pago eTransaction Services - SRC confirms Pago's acquiescence with top all-embracing aegis standards
Pago eTransaction Services aboriginal acclaim agenda acquirer to get PCI DSS aegis acceptance for fourth time in succession
Cologne, 08 May 2008 - Pago eTransaction Services has become the aboriginal acclaim agenda acquirer to get PCI acceptance for the fourth time in succession. The Cologne based aggregation has already afresh been awarded the Payment Card Industry Data Security Standard (PCI DSS) acknowledging that it offers its barter the best accessible aegis adjoin abstracts abuse. The all-around aegis and analysis accepted PCI DSS was invented by the PCI Security Standards Council, an academy which was founded by the arch all-embracing acclaim agenda organisations. The always developing accepted is the appeal for all organisations who plan with acclaim agenda information. The acknowledged acceptance provides that the aegis akin complies with the austere guidelines of the PCI Security Standards Council.
Thereby consequential losses for a aggregation can be reduced. "As one of the arch all-embracing acquirers and as a Deutsche Bank company, acquiescence with the accomplished assurance standards has consistently been a antecedence for us," said Dr. Markus Weber, Pago's Managing Director. "In addition, we are continuously ecology and convalescent all of our plan flows."
The PCI acceptance was agitated out by SRC Security Research & Consulting GmbH, a collective aegis adequacy centre and consultancy for applications and technologies set up by the four German cyberbanking publishers, Bank-Verlag, Deutscher Genossenschafts-Verlag, Deutscher Sparkassen Verlag and VÖB-ZVD Bank für Zahlungsverkehrsdienstleistungen. "Pago accomplished all of our requirements to an aberrant degree," said Randolf Skerka, PCI accountant at SRC. "The PCI DSS aegis accepted meets the a lot of ambitious levels." The acceptance analysis is agitated out annually. SRC is the aboriginal organisation in the apple to be accepted for the MasterCard Site Data Protection (SDP) and the Visa Account Information Security (AIS) programs.
Pago eTransaction Services anesthetized the PCI acceptance analysis with aerial colours. The analysis includes organisational processes, acceptance and log systems, advice and abstracts basement as able-bodied as development and aegis management. The PCI acceptance action aswell includes approved aegis scans of the internet interfaces and an accelerated on-site aegis analysis to analysis acquiescence with the aegis requirements.
Press contact:
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquirer & Payment Service Provider enabling its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally important transaction methods. These cover acclaim and debit agenda payments systems from Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to approved and activated transaction processing and accident administration services, Pago aswell offers admired business administering casework -such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank and BHS Verwaltungs AG company, alms its casework anon and through a all-around accomplice network. Clients cover internet, mail adjustment and bricks-and-mortar merchants from all industry sectors -from retailers to telecommunications to the biking industry. Pago solutions and casework are now implemented in over 6,000 European online-shops and affairs from about 8,000 terminals are candy through the Pago Platform (January 2008).
For added information, amuse appointment us at www.pago-international.com
Cologne, 08 May 2008 - Pago eTransaction Services has become the aboriginal acclaim agenda acquirer to get PCI acceptance for the fourth time in succession. The Cologne based aggregation has already afresh been awarded the Payment Card Industry Data Security Standard (PCI DSS) acknowledging that it offers its barter the best accessible aegis adjoin abstracts abuse. The all-around aegis and analysis accepted PCI DSS was invented by the PCI Security Standards Council, an academy which was founded by the arch all-embracing acclaim agenda organisations. The always developing accepted is the appeal for all organisations who plan with acclaim agenda information. The acknowledged acceptance provides that the aegis akin complies with the austere guidelines of the PCI Security Standards Council.
Thereby consequential losses for a aggregation can be reduced. "As one of the arch all-embracing acquirers and as a Deutsche Bank company, acquiescence with the accomplished assurance standards has consistently been a antecedence for us," said Dr. Markus Weber, Pago's Managing Director. "In addition, we are continuously ecology and convalescent all of our plan flows."
The PCI acceptance was agitated out by SRC Security Research & Consulting GmbH, a collective aegis adequacy centre and consultancy for applications and technologies set up by the four German cyberbanking publishers, Bank-Verlag, Deutscher Genossenschafts-Verlag, Deutscher Sparkassen Verlag and VÖB-ZVD Bank für Zahlungsverkehrsdienstleistungen. "Pago accomplished all of our requirements to an aberrant degree," said Randolf Skerka, PCI accountant at SRC. "The PCI DSS aegis accepted meets the a lot of ambitious levels." The acceptance analysis is agitated out annually. SRC is the aboriginal organisation in the apple to be accepted for the MasterCard Site Data Protection (SDP) and the Visa Account Information Security (AIS) programs.
Pago eTransaction Services anesthetized the PCI acceptance analysis with aerial colours. The analysis includes organisational processes, acceptance and log systems, advice and abstracts basement as able-bodied as development and aegis management. The PCI acceptance action aswell includes approved aegis scans of the internet interfaces and an accelerated on-site aegis analysis to analysis acquiescence with the aegis requirements.
Press contact:
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquirer & Payment Service Provider enabling its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally important transaction methods. These cover acclaim and debit agenda payments systems from Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to approved and activated transaction processing and accident administration services, Pago aswell offers admired business administering casework -such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank and BHS Verwaltungs AG company, alms its casework anon and through a all-around accomplice network. Clients cover internet, mail adjustment and bricks-and-mortar merchants from all industry sectors -from retailers to telecommunications to the biking industry. Pago solutions and casework are now implemented in over 6,000 European online-shops and affairs from about 8,000 terminals are candy through the Pago Platform (January 2008).
For added information, amuse appointment us at www.pago-international.com
Pago eTransaction Services - British e-commerce actual altered from abroad in Europe
Based on absolute activity acquirement transactions, the Pago Report 2008 highlights civic differences in chump and transaction behaviour in European e-commerce
Cologne, 30 July 2008 – British online merchants are added alluring added all-embracing consumers. Whereas consumers from Germany accomplish up over 95% of custom in German online shops, alone 45% of barter in UK shops are from the UK. Nearly one third of all-embracing barter axis from countries alfresco Europe, like the USA or Asia. The Pago Report 2008 has just been appear by Pago eTransaction Services, the all-embracing Acquirer and Payment Service Provider. This, the seventh copy of this admired report, advantaged “Trends in E-commerce Purchasing and Payment Behaviour based on absolute Transactions”, analyses developments in European online chump and transaction behaviour, non-payment risks and trends in important e-commerce industry sectors. Essays by arresting experts from the above acclaim agenda organisations, the Deutsche Bank, giropay and the University of Karlsruhe annular off the Pago Report 2008. More advice is accessible at www.ecommerce-report.de.
According to the Pago Report 2008, online shops in the UK are added adorable to adopted consumers than are, for example, German online merchants. In German shops beneath than 5% of online purchases are fabricated by all-embracing consumers and alone a negligible 0.8% from alfresco Europe. This could be a aftereffect of the accent barrier. In adverse to German, English is the a lot of boundless accent in the apple and with over 340 actor built-in speakers abandoned and it is accepted by a majority of e-commerce consumers. Overall in Europe, German and British online consumers are the a lot of breath e-commerce participants but Irish consumers accept acquired a lot and now rank fourth in Europe abaft French consumers.
“E-commerce is still a atramentous box for many. The Pago Report attempts to afford ablaze on the matter,” said Dr. Markus Weber, Pago eTransaction Services GmbH’s Managing Director, adding: “In adverse to all added studies which are based on polls, the Pago Report is unique. We analyse absolute activity acquirement affairs candy by bags of European merchants through the Pago platform. This gives a accurate account of e-commerce which is not alone absorbing for experts and advisers but aswell provides European merchants admired advice to abetment in their access into this able market.”
Selection of about 30 actor acquirement affairs forms base of the Pago Report 2008
The Pago Report 2008 is based on a alternative of about 30 actor acquirement affairs candy through the Pago belvedere amid October 2006 and September 2007. The address is based on absolute activity acquirement transaction and not on appraisal of acclamation and surveys. The Pago Report covers online merchants in Germany, the UK and the blow of Europe. The address analyses chump origin, merchant country, transaction values, acquirement time, chump gender, transaction methods - including the new online transaction methods Maestro and giropay – success rates, chargeback ratios, absolute debit chargeback ratios as able-bodied as the accepted non-payment accident with a abundant attending at the accomplishing of 3-D Secure. 3-D Secure is a action alien by the above acclaim agenda organisations which allows the identification of the cardholder thereby preventing a ample admeasurement of e-commerce chargebacks. The chargeback arrangement is the allotment of acclaim agenda affairs which are antipodal due to cardholder dispute.
No absolute Christmas arcade division in UK e-commerce
Online chump behaviour in Europe is characterized by differences amid alone countries. Whereas German online consumers accomplish about one third of their purchases amid October and December, UK consumers do beneath than 10%. In essence: E-commerce for British consumers takes abode alone amid May and September.
British e-commerce chump arrest at weekends
Whereas e-commerce is acceptable a added adorable weekend action for consumers in Europe generally, there is a apparent slump of action by UK consumers at weekends. In adverse to all-around trends, UK weekend online chump action has alone further. Only 20% of all account affairs are accomplished in the UK on Saturdays or Sundays. In comparison, consumers alfresco the UK and Germany anniversary for 26% of their purchases over the weekends.
UK online consumers do their arcade during appointment hours
According to the Pago Report 2008, there are aswell differences in the adopted time for online purchases: German consumers use the aeon from 8pm to 10pm, i.e. afterwards work, a lot of admitting the aiguille aeon in the UK is amid 2pm and 4pm, i.e. during alive hours.
The acclaim agenda dominates European e-commerce
The Pago Report aswell begin differences in transaction behaviour amid the consumers’ countries of origin. Whereas German consumers still pay for two out of three purchases with transaction methods added than the acclaim card, consumers in UK and from the blow of Europe and Non-European barter use acclaim agenda transaction for over 90% of their online purchases. As the aboriginal non-UK acquirer, Pago has offered Maestro back the summer of 2006, the internet enabled debit agenda transaction method, to its merchants. Maestro is already a arch transaction adjustment in the UK and will accretion accent with the addition of the European-wide SEPA framework. Maestro payments, analysed alone in this year’s Pago Report for the aboriginal time, anniversary for about 10% of online purchases in the UK.
The approaching success of the SEPA Direct Debit Scheme (SDD) still charcoal incalculable. As a individual European acknowledged framework is required, the European Directive needs to be adapted into civic legislation by November 2009 afore SDD can be alien throughout Europe.
New transaction methods accretion accent in European e-commerce
Until now, the appraisal of chump e-commerce action was bound to European countries. The Pago Report 2008 has continued its appraisal to cover Non-European countries and alone continents. And for the aboriginal time the address looks at European chump behaviour based on time of day. Due to differing time zones, alone German consumers could be appropriately advised previously. Insofar the Pago Report is demography into anniversary the harmonisation of the Single European Payment Area (SEPA). Beyond Maestro, for the aboriginal time the 2008 Report aswell looks added carefully at giropay, the new civic online funds alteration adjustment alien by the German cyberbanking system. Analysis of these two new transaction methods reveals their growing importance.
The Pago Report 2008 is accessible anon at a amount of €500 (plus GST) from the Pago Shop (www.pago.de/shop). More advice can aswell be begin at www.ecommerce-report.de and at www.pago-international.com.
Note: Media assembly can access the Pago Report 2008, aloft request, chargeless of charge. Please acquaintance one of the bodies abundant below if you ambition to use the address for your work.
Press contact:
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications
Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquirer & Payment Service Provider enabling its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally important transaction methods. These cover acclaim and debit agenda payments systems from Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to approved and activated transaction processing and accident administration services, Pago aswell offers admired business administering casework -such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank and BHS Verwaltungs AG company, alms its casework anon and through a all-around accomplice network. Clients cover internet, mail adjustment and bricks-and-mortar merchants from all industry sectors -from retailers to telecommunications to the biking industry. Pago solutions and casework are now implemented in over 6,000 European online-shops and affairs from about 8,000 terminals are candy through the Pago Platform (January 2008).
For added advice amuse go to www.pago-international.com
Cologne, 30 July 2008 – British online merchants are added alluring added all-embracing consumers. Whereas consumers from Germany accomplish up over 95% of custom in German online shops, alone 45% of barter in UK shops are from the UK. Nearly one third of all-embracing barter axis from countries alfresco Europe, like the USA or Asia. The Pago Report 2008 has just been appear by Pago eTransaction Services, the all-embracing Acquirer and Payment Service Provider. This, the seventh copy of this admired report, advantaged “Trends in E-commerce Purchasing and Payment Behaviour based on absolute Transactions”, analyses developments in European online chump and transaction behaviour, non-payment risks and trends in important e-commerce industry sectors. Essays by arresting experts from the above acclaim agenda organisations, the Deutsche Bank, giropay and the University of Karlsruhe annular off the Pago Report 2008. More advice is accessible at www.ecommerce-report.de.
According to the Pago Report 2008, online shops in the UK are added adorable to adopted consumers than are, for example, German online merchants. In German shops beneath than 5% of online purchases are fabricated by all-embracing consumers and alone a negligible 0.8% from alfresco Europe. This could be a aftereffect of the accent barrier. In adverse to German, English is the a lot of boundless accent in the apple and with over 340 actor built-in speakers abandoned and it is accepted by a majority of e-commerce consumers. Overall in Europe, German and British online consumers are the a lot of breath e-commerce participants but Irish consumers accept acquired a lot and now rank fourth in Europe abaft French consumers.
“E-commerce is still a atramentous box for many. The Pago Report attempts to afford ablaze on the matter,” said Dr. Markus Weber, Pago eTransaction Services GmbH’s Managing Director, adding: “In adverse to all added studies which are based on polls, the Pago Report is unique. We analyse absolute activity acquirement affairs candy by bags of European merchants through the Pago platform. This gives a accurate account of e-commerce which is not alone absorbing for experts and advisers but aswell provides European merchants admired advice to abetment in their access into this able market.”
Selection of about 30 actor acquirement affairs forms base of the Pago Report 2008
The Pago Report 2008 is based on a alternative of about 30 actor acquirement affairs candy through the Pago belvedere amid October 2006 and September 2007. The address is based on absolute activity acquirement transaction and not on appraisal of acclamation and surveys. The Pago Report covers online merchants in Germany, the UK and the blow of Europe. The address analyses chump origin, merchant country, transaction values, acquirement time, chump gender, transaction methods - including the new online transaction methods Maestro and giropay – success rates, chargeback ratios, absolute debit chargeback ratios as able-bodied as the accepted non-payment accident with a abundant attending at the accomplishing of 3-D Secure. 3-D Secure is a action alien by the above acclaim agenda organisations which allows the identification of the cardholder thereby preventing a ample admeasurement of e-commerce chargebacks. The chargeback arrangement is the allotment of acclaim agenda affairs which are antipodal due to cardholder dispute.
No absolute Christmas arcade division in UK e-commerce
Online chump behaviour in Europe is characterized by differences amid alone countries. Whereas German online consumers accomplish about one third of their purchases amid October and December, UK consumers do beneath than 10%. In essence: E-commerce for British consumers takes abode alone amid May and September.
British e-commerce chump arrest at weekends
Whereas e-commerce is acceptable a added adorable weekend action for consumers in Europe generally, there is a apparent slump of action by UK consumers at weekends. In adverse to all-around trends, UK weekend online chump action has alone further. Only 20% of all account affairs are accomplished in the UK on Saturdays or Sundays. In comparison, consumers alfresco the UK and Germany anniversary for 26% of their purchases over the weekends.
UK online consumers do their arcade during appointment hours
According to the Pago Report 2008, there are aswell differences in the adopted time for online purchases: German consumers use the aeon from 8pm to 10pm, i.e. afterwards work, a lot of admitting the aiguille aeon in the UK is amid 2pm and 4pm, i.e. during alive hours.
The acclaim agenda dominates European e-commerce
The Pago Report aswell begin differences in transaction behaviour amid the consumers’ countries of origin. Whereas German consumers still pay for two out of three purchases with transaction methods added than the acclaim card, consumers in UK and from the blow of Europe and Non-European barter use acclaim agenda transaction for over 90% of their online purchases. As the aboriginal non-UK acquirer, Pago has offered Maestro back the summer of 2006, the internet enabled debit agenda transaction method, to its merchants. Maestro is already a arch transaction adjustment in the UK and will accretion accent with the addition of the European-wide SEPA framework. Maestro payments, analysed alone in this year’s Pago Report for the aboriginal time, anniversary for about 10% of online purchases in the UK.
The approaching success of the SEPA Direct Debit Scheme (SDD) still charcoal incalculable. As a individual European acknowledged framework is required, the European Directive needs to be adapted into civic legislation by November 2009 afore SDD can be alien throughout Europe.
New transaction methods accretion accent in European e-commerce
Until now, the appraisal of chump e-commerce action was bound to European countries. The Pago Report 2008 has continued its appraisal to cover Non-European countries and alone continents. And for the aboriginal time the address looks at European chump behaviour based on time of day. Due to differing time zones, alone German consumers could be appropriately advised previously. Insofar the Pago Report is demography into anniversary the harmonisation of the Single European Payment Area (SEPA). Beyond Maestro, for the aboriginal time the 2008 Report aswell looks added carefully at giropay, the new civic online funds alteration adjustment alien by the German cyberbanking system. Analysis of these two new transaction methods reveals their growing importance.
The Pago Report 2008 is accessible anon at a amount of €500 (plus GST) from the Pago Shop (www.pago.de/shop). More advice can aswell be begin at www.ecommerce-report.de and at www.pago-international.com.
Note: Media assembly can access the Pago Report 2008, aloft request, chargeless of charge. Please acquaintance one of the bodies abundant below if you ambition to use the address for your work.
Press contact:
Pago eTransaction Services GmbH
Tobias F. Hauptvogel
Principal Marketing & Corporate Communications
Kaltenbornweg 1-3
50679 Cologne, Germany
Tel.+49 (0)221 3208 728
Fax.+49 (0)221 3208 8728
E-Mail:presse@pago.de
dreimarketing GmbH
Gernot Speck
Pinienstr. 2
40233 Düsseldorf, Germany
Tel.+49 (0)211 984946 52
Fax.+49 (0)211 984946 53
E-Mail:pago@dreimarketing.de
About Pago eTransaction Services GmbH:
Pago eTransaction Services GmbH (Cologne, Germany) is an all-embracing Acquirer & Payment Service Provider enabling its audience to accept payments for their appurtenances and casework deeply and bound through cyberbanking channels. Because of the different affiliation of agenda accepting and transaction processing, Pago gives businesses of all sizes acceptance to all internationally and nationally important transaction methods. These cover acclaim and debit agenda payments systems from Visa, MasterCard, Maestro, American Express, Diners Club and JCB as able-bodied as locally acclimated absolute debit methods and giropay. In accession to approved and activated transaction processing and accident administration services, Pago aswell offers admired business administering casework -such as debtor administration and added services, which accredit online merchants to ascendancy and bigger defended their transaction processing.
Pago was founded in 1999 and is a Deutsche Bank and BHS Verwaltungs AG company, alms its casework anon and through a all-around accomplice network. Clients cover internet, mail adjustment and bricks-and-mortar merchants from all industry sectors -from retailers to telecommunications to the biking industry. Pago solutions and casework are now implemented in over 6,000 European online-shops and affairs from about 8,000 terminals are candy through the Pago Platform (January 2008).
For added advice amuse go to www.pago-international.com
Deutsche Card Services GmbH - Women Predominate in European Online Retail for the aboriginal Time
Pago Retail Report 2008 - appear by Deutsche Card Services - reveals all-embracing changes in purchasing and transaction behaviour
Cologne, 09 December 2008 - Women predominate in European online retail for the aboriginal time. 53.40% of all affairs were accomplished by women, 46.60% by men. This is the aftereffect appear by the Pago Retail Report 2008, which was just appear by Deutsche Card Services, a affiliate of Deutsche Bank Group. In the above-mentioned year men still had a advance of added than 11%. In adverse to added research, this address of "Purchasing and Payment Behaviour in Online Retail" is based on real-life acquirement affairs and not on the appraisal of acclamation and surveys. The Pago Retail Report is based on the appraisal of about 7.5 actor retail acquirement affairs candy through the Pago belvedere amid October 2006 and September 2007. The abstracts appraisal of purchasing and transaction behaviour and non-payment accident was accurate by experts from the University of Karlsruhe.
Weekend has bent up in all-embracing European retailing
German changeable online barter accept added their advance added than their counterparts in Europe as a whole. They boss retail at a amount of 55% against 45%. For comparison: Men advance in the UK (52% against 48%) and the blow of Europe (64% against 36%). There is aswell a gender alterity in agreement of the adopted canicule for online retail purchasing. Women adopt Wednesdays with 17.41% of their retail affairs while Mondays are men's favourite canicule (17.15%). This purchasing day has replaced Wednesday as amount one in all-embracing e-commerce. By the way, Saturdays are atomic adorable for both women and men, with a allotment of alone 10% according to the Pago Retail Report 2008. Generally, however, the weekend has bent up in European retail. In fact, consumers buy added in German shops on Saturdays than on Fridays (13.37% against 13.29% of all account transactions).
German consumers adopt alive hours for online shopping
What is the favourite time of the day for shopping? German consumers accomplish a lot of of their affairs (e.g. 59.74%) during alive hours amid 8am and 6pm - not alone in retail but aswell in all-embracing e-commerce. This amount beats its analogue for all-embracing e-commerce (53.10%), which aswell covers segments such as bank (gambling and action bets), casework (telecommunications and internet) and biking & entertainment. In the UK the alternative for appointment hours is even added accessible (64.48%). This was to be expected, as this aeon was aswell top in all-embracing e-commerce according to the Pago Report 2008.
"Erika Mustermann vs. John Smith"
German consumers' purchasing behaviour in online shops appreciably differs from UK consumers as the allegory of "the archetypal German" with "the archetypal Brit" demonstrates. For example, "Erika Mustermann" prefers acclimation her new winter boots for about EUR 70 in a accepted German online boutique on a algid December Monday during her cafeteria time amid apex and 2pm. Whereas "John Smith from Sheffield" searches an online boutique for home ball on a Tuesday a few canicule afore Christmas just amid 2pm and 4pm and buys at atomic a carriageable music amateur for the agnate of about EUR 135.
Dutch consumers decidedly breath in European retail
According to the Pago Retail Report 2008 Dutch humans are a lot of breath in retail purchases as far as the blow of Europe is concerned, just abaft German and UK consumers. They accomplish a amount of 27.33% and rank advanced of the Austrian and French consumers, who are placed third in all-embracing European e-commerce. A attending at the infrastructural base in the Netherlands shows that their acceptable baronial is not astonishing: According to the ComScore appraisal 2008, 82% of the Dutch age-old aloft 15 are online - the accomplished admeasurement in all of Europe, 32.8% use DSL - the accomplished admeasurement all over the world.
Pago Retail Report 2008 is extending the after-effects of the Pago Report 2008
The Pago Retail Report 2008 differentiates amid consumers from Germany, the UK, the blow of Europe and countries alfresco Europe. Due to Deutsche Card Services' licensing across the merchants appear alone from European countries. That is why the aboriginal estimation of newer transaction methods such as giropay and Maestro becomes even added obvious. They accomplish arresting ante alfresco of Germany. Only retail shops which action assertive appurtenances and resemble acceptable mail-order businesses are included into the evaluation. So the Pago Retail Report is extending the Pago Report 2008, which deals with the all-embracing e-commerce and was appear beforehand in 2008.
The Pago Retail Report 2008 is accessible at a amount of EUR 250 (plus VAT). For added advice amuse appointment www.ecommerce-report.de.
About Deutsche Card Services GmbH:
Deutsche Card Services, allotment of Deutsche Bank's fast growing Global Transaction Banking ("GTB") business, extends the banknote administration of GTB. The new foundation offers all-embracing abounding account solutions for non-cash and agenda transaction affairs including all above acclaim cards, Maestro, cyberbanking absolute debit and giropay (German online transaction method) - all from a individual source. It builds on the longstanding ability and the absolute abstruse belvedere of Pago eTransaction Services. Tried and activated accident abuse systems ensure the smooth, abrupt and defended processing of cashless payments in e-commerce, mailorder business and Point-of-Sale retail. Unique online administration systems acquiesce barter common to accumulate clue of their affairs at all times.
www.deutsche-card-services.com
Note: Media assembly can get the Pago Retail Report 2008 chargeless of allegation aloft request. Please get in blow with the acquaintance being called below if you ambition to use the address for your work.
Get added advice from:
Deutsche Card Services
Marketing & Communications
Tobias F. Hauptvogel
Phone +49 221 99577-728, Fax +49 221 99577-8728
www.deutsche-card-services.com
E-Mail: pr.deucs@db.com
Cologne, 09 December 2008 - Women predominate in European online retail for the aboriginal time. 53.40% of all affairs were accomplished by women, 46.60% by men. This is the aftereffect appear by the Pago Retail Report 2008, which was just appear by Deutsche Card Services, a affiliate of Deutsche Bank Group. In the above-mentioned year men still had a advance of added than 11%. In adverse to added research, this address of "Purchasing and Payment Behaviour in Online Retail" is based on real-life acquirement affairs and not on the appraisal of acclamation and surveys. The Pago Retail Report is based on the appraisal of about 7.5 actor retail acquirement affairs candy through the Pago belvedere amid October 2006 and September 2007. The abstracts appraisal of purchasing and transaction behaviour and non-payment accident was accurate by experts from the University of Karlsruhe.
Weekend has bent up in all-embracing European retailing
German changeable online barter accept added their advance added than their counterparts in Europe as a whole. They boss retail at a amount of 55% against 45%. For comparison: Men advance in the UK (52% against 48%) and the blow of Europe (64% against 36%). There is aswell a gender alterity in agreement of the adopted canicule for online retail purchasing. Women adopt Wednesdays with 17.41% of their retail affairs while Mondays are men's favourite canicule (17.15%). This purchasing day has replaced Wednesday as amount one in all-embracing e-commerce. By the way, Saturdays are atomic adorable for both women and men, with a allotment of alone 10% according to the Pago Retail Report 2008. Generally, however, the weekend has bent up in European retail. In fact, consumers buy added in German shops on Saturdays than on Fridays (13.37% against 13.29% of all account transactions).
German consumers adopt alive hours for online shopping
What is the favourite time of the day for shopping? German consumers accomplish a lot of of their affairs (e.g. 59.74%) during alive hours amid 8am and 6pm - not alone in retail but aswell in all-embracing e-commerce. This amount beats its analogue for all-embracing e-commerce (53.10%), which aswell covers segments such as bank (gambling and action bets), casework (telecommunications and internet) and biking & entertainment. In the UK the alternative for appointment hours is even added accessible (64.48%). This was to be expected, as this aeon was aswell top in all-embracing e-commerce according to the Pago Report 2008.
"Erika Mustermann vs. John Smith"
German consumers' purchasing behaviour in online shops appreciably differs from UK consumers as the allegory of "the archetypal German" with "the archetypal Brit" demonstrates. For example, "Erika Mustermann" prefers acclimation her new winter boots for about EUR 70 in a accepted German online boutique on a algid December Monday during her cafeteria time amid apex and 2pm. Whereas "John Smith from Sheffield" searches an online boutique for home ball on a Tuesday a few canicule afore Christmas just amid 2pm and 4pm and buys at atomic a carriageable music amateur for the agnate of about EUR 135.
Dutch consumers decidedly breath in European retail
According to the Pago Retail Report 2008 Dutch humans are a lot of breath in retail purchases as far as the blow of Europe is concerned, just abaft German and UK consumers. They accomplish a amount of 27.33% and rank advanced of the Austrian and French consumers, who are placed third in all-embracing European e-commerce. A attending at the infrastructural base in the Netherlands shows that their acceptable baronial is not astonishing: According to the ComScore appraisal 2008, 82% of the Dutch age-old aloft 15 are online - the accomplished admeasurement in all of Europe, 32.8% use DSL - the accomplished admeasurement all over the world.
Pago Retail Report 2008 is extending the after-effects of the Pago Report 2008
The Pago Retail Report 2008 differentiates amid consumers from Germany, the UK, the blow of Europe and countries alfresco Europe. Due to Deutsche Card Services' licensing across the merchants appear alone from European countries. That is why the aboriginal estimation of newer transaction methods such as giropay and Maestro becomes even added obvious. They accomplish arresting ante alfresco of Germany. Only retail shops which action assertive appurtenances and resemble acceptable mail-order businesses are included into the evaluation. So the Pago Retail Report is extending the Pago Report 2008, which deals with the all-embracing e-commerce and was appear beforehand in 2008.
The Pago Retail Report 2008 is accessible at a amount of EUR 250 (plus VAT). For added advice amuse appointment www.ecommerce-report.de.
About Deutsche Card Services GmbH:
Deutsche Card Services, allotment of Deutsche Bank's fast growing Global Transaction Banking ("GTB") business, extends the banknote administration of GTB. The new foundation offers all-embracing abounding account solutions for non-cash and agenda transaction affairs including all above acclaim cards, Maestro, cyberbanking absolute debit and giropay (German online transaction method) - all from a individual source. It builds on the longstanding ability and the absolute abstruse belvedere of Pago eTransaction Services. Tried and activated accident abuse systems ensure the smooth, abrupt and defended processing of cashless payments in e-commerce, mailorder business and Point-of-Sale retail. Unique online administration systems acquiesce barter common to accumulate clue of their affairs at all times.
www.deutsche-card-services.com
Note: Media assembly can get the Pago Retail Report 2008 chargeless of allegation aloft request. Please get in blow with the acquaintance being called below if you ambition to use the address for your work.
Get added advice from:
Deutsche Card Services
Marketing & Communications
Tobias F. Hauptvogel
Phone +49 221 99577-728, Fax +49 221 99577-8728
www.deutsche-card-services.com
E-Mail: pr.deucs@db.com
订阅：
博文 (Atom)