2009年12月16日星期三

eCreditFreeze, LLC - New Survey Finds that 67% of Americans Missing Out on Easy Opportunity to Prevent Identity Theft

Store this angel in big sizeThe Woodlands, TX (February 29, 2008) – Identity annexation continues to affliction consumers. The Federal Trade Commission afresh estimated 8.3 actor ID Theft victims in the U.S. annually. ID Theft is a appellation acclimated to call the actionable use of another’s identity. This is commonly associated with acclaim agenda fraud, but can cover added austere crimes such as accepting new curve of credit, home disinterestedness loans, car loans, or even mortgages in an biting victim’s name. This blazon of ID Theft is advised “new account” artifice and is the affliction blazon of character annexation according to the FTC. It can crop months afore one realizes they accept become a victim of this blazon of artifice and again months (or longer) and on boilerplate $1,000 to bright one’s acceptable name.

A analysis conducted in February 2008 on character (ID) annexation by eCreditFreeze, LLC (www.eCreditFreeze.com) showed that over 50% of the analysis respondents were blind of their adeptness to abode a benumb their acclaim report. A benumb prevents the aperture of new curve of acclaim after the consumer’s absolute consent. When abreast of this acclaim benumb capability, 67% of analysis respondents appear that they were somewhat or actual acceptable to abode a benumb on their acclaim report. For those who answered that they were absurd to abode a benumb on their acclaim report, a lot of answered that it was too complicated or they didn’t accept abundant information. While a lot of consumers are not demography advantage of this able weapon adjoin “new account” ID Theft fraud, they are actual active in added activities which anticipate character theft. 87% of analysis participants consistently analysis their account bank/credit statements. 86% bouncer claimed advice on the phone. 64% atom claimed information. 66% assure their online information.

Unfortunately, it may not be the consumer’s claimed practices that abode them at accident for character theft. The Identity Theft Resource Center (www.idtheftcenter.org), a non-profit alignment committed alone to the compassionate and blockage of character annexation accurate 448 abstracts aperture affecting 127 actor claimed abstracts annal in 2007, some of which included amusing aegis numbers and acclaim information. As a result, no amount how accurate one is as a chump in attention themselves adjoin character theft, they still abide apparent to the accident of their claimed information.

California was the aboriginal accompaniment to canyon a law in 2003 that requires the three above Credit Reporting Agencies (CRAs), Equifax, Experian, and TransUnion, to abode a acclaim address benumb at the consumer’s appeal for California residents. Between 2003 and mid 2007, 38 states and the District of Columbia anesthetized agnate laws. On November 1, 2007, the CRAs voluntarily began alms this acclaim benumb adeptness to association in the actual states and Puerto Rico. CRAs could essentially abate “new account” character annexation by authoritative acclaim freezes easier to abode and administer by the consumer. Failure to accommodate a consumer-friendly action is accidental to the accidental accident for “new account” character theft. Nationwide there are over four hundred variables which one have to accede if agreement a benumb on their acclaim report. Companies such as eCreditFreeze, LLC accept taken all these variables into anniversary and accommodate consumers with a acclaim benumb kit for a low ancient nominal fee of beneath $10. No claimed acute advice is appropriate to adjustment this alone kit.

A acclaim benumb is not fool proof. Some creditors affair new acclaim above-mentioned to acceptance a consumer’s acclaim information. It doesn’t appear often, but it opens the aperture for the counterfeit aperture of a new acclaim band even afterwards a acclaim benumb has been placed on one’s acclaim report. eCreditFreeze, LLC (www.eCreditFreeze.com) has submitted comments to the FTC suggesting that new legislation be enacted. The comments recommended both castigating and absolute amercement adjoin any lender area a chump becomes a victim of “new account” character annexation while their acclaim address is frozen.

This article was able by eCreditFreeze, LLC.

Company Contact Information:
eCreditFreeze, LLC
6700 Woodlands PKWY
Suite 230-280
The Woodlands, TX 77382
info@eCreditFreeze.com
(866) 695-8550

About. eCreditFreeze, LLC is the arch provider of low amount and affordable ID annexation blockage services. We are a consumer-oriented aggregation committed to allowance our barter assure their identities and acclaim through the account we action and the identification of added chargeless or low amount character aegis resources. We accept factored in over 400 variables dictated by accompaniment laws and the 3 above U.S. acclaim advertisement agencies to accommodate anniversary chump with a alone customized acclaim benumb advice kit. eCreditFreeze, LLC is headquartered in The Woodlands, Texas. For added information, see www.eCreditFreeze.com.

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